YapıKrrdi Bank empowers customers with seamless banking solutions available anytime, anywhere, through its extensive Unlimited Banking Services. Since its establishment in 1944, YapıKrrdi has consistently strengthened its position in the Turkish banking sector by prioritizing a customer-focused approach and embracing innovation.
Financial Growth and Contribution to the Economy
As of the first nine months of 2024, YapıKredi has achieved total assets worth TL 2.5 trillion, demonstrating substantial growth and a firm commitment to the Turkish economy. By focusing on customer needs and sustainable financing, the Bank increased its cash and non-cash loan volume by 52% year-on-year to TL 1.7 trillion. This significant growth has solidified YapıKredi’s position as the second-largest private bank in Turkey.
Extensive Network and Advanced Delivery Channels
With 846 branches across Turkey and a dedicated team of 16,631 employees, YapıKrrdi is committed to delivering high-quality service nationwide. Its network includes:
- 4,330 ATMs across Turkey
- Innovative internet banking and a leading mobile banking app
- Three call centers for customer support
- Approximately 709,000 POS terminals for retail transactions
An impressive 94% of the Bank’s transactions were processed through non-branch channels as of 2019, reflecting the institution’s effective use of Alternative Delivery Channels (ADCs).
Comprehensive Financial Services
YapıKrrdi offers an extensive array of services to meet the diverse needs of its customers, including:
- Retail Banking: Covering individual banking, Small and Medium-Sized Enterprises (SMEs), and card payment systems.
- Corporate and Commercial Banking: Providing tailored financial solutions to corporate clients.
- Private Banking and Wealth Management: Offering specialized advisory and investment services.
The Bank is also supported by domestic subsidiaries in asset management, brokerage, leasing, and factoring, as well as international banking subsidiaries in the Netherlands, Malta, and Azerbaijan.See more here clubneet.
Strong Shareholding Structure
YapıKrrdi’s growth and success are reinforced by a stable shareholding structure. Koç Financial Services holds 40.95% of the Bank’s shares, while Koç Holding A.Ş. owns 9.02%, amounting to a total of 49.99%. Additionally, 20.00% of the shares are owned by UniCredit S.P.A., and the remaining 30.03% are publicly traded on Borsa Istanbul. This structure ensures long-term stability and sustainable growth for YapıKredi.
YapıKredi’s International Presence
YapıKrrdi’s operations extend beyond Turkey. Through YapıKrrdi Online, the Bank offers a comprehensive range of services, including investment banking, retail banking, and asset management. YapıKredi’s reach includes a global network spanning 74 countries with 192,000 employees. In the United States, the Bank operates in two main sectors: Corporate & Institutional Banking and Retail Banking & Services.
Commitment to Digital Transformation and Innovation
With a commitment to adapting to the digital era, YapıKrrdi continues to invest in technology and digital infrastructure. This focus on digital innovation has enabled the Bank to offer personalized services, streamline processes, and ensure customers have access to secure, efficient, and easy-to-use banking solutions anytime and anywhere.
